What follows are my experiences as a low-income and recently homeless Torontonian struggling to secure and maintain stable and affordable housing.

To that end, I’ll be mostly critical of the policies of the following agencies and programs: Toronto Employment and Social Services (TESS), which administers the Transitional Housing Assistance Program and the Housing Stabilization Fund (HSF); Ontario Works/Ontario Disability Support Program, which provides a maximum accommodation allowance of $495 per month; the Personal Needs Allowance, a former OW-related program that provided $27 per week to shelter clients; and the Community Start-Up Program (C-SUP), a former housing support program administered directly by OW/ODSP.