When Andi Wiseman heard the B.C. government would waive post-secondary tuition for even more foster kids, she felt bittersweet.

As a former foster kid herself, Wiseman understands first-hand the uphill battles facing youth in care when they blow out their 19th birthday candles. They need to find a place to live, find a stable job and start paying bills all on their own, while often dealing with mental health issues and other after effects of childhood trauma.

But Wiseman, now 47, says she can’t help but remember how hard it was to get by as someone who aged out of the system without that financial support, and how she still deals with the outcomes of decisions she made as a result. Her two choices to deal with $25,000 in student loans? Ride the minimum-payment hamster wheel or declare bankruptcy.